Why city rates differ at all
Bullion lands in India at a single import-parity cost. What varies afterwards is local: transport and insurance to the market, refining lot availability, association quote conventions, and how tight physical supply is during a wedding or festival week.
The result is a difference measured in a fraction of a percent, not rupees per gram. A quote that differs from the national board by several percent is not a city effect — it is margin.
The South India benchmark
Chennai and the Kerala association quotes anchor much of the southern retail market, with Bangalore, Coimbatore, Madurai and the coastal Andhra belt pricing closely around them. Coimbatore and Salem are also manufacturing centres, which affects supply of finished pieces more than the metal rate.
Mumbai, Delhi and the northern belt
Zaveri Bazaar in Mumbai is the country's price-discovery centre and the closest published rate to import parity. Delhi's Karol Bagh and Chandni Chowk drive northern wholesale, with Jaipur, Lucknow and Chandigarh referencing that belt.
How to use a city page
Open your city's page for the live 22K and 24K per-gram rate, the 1g/8g/10g/100g table, the price chart across 1D to 1Y, the ten-day history and a worked cost example including making charges and GST. Compare the metal rate on your quotation against it on the day of billing.